Why Monitor Your Credit?

Keeping you informed is the best way to keep you protected.

Monitoring your credit is the first, best step to protecting your identity from would-be thieves and criminals. Proper monitoring will help you stay on top of how your credit is being used and who is viewing the information there. Additionally, regular monitoring will highlight and alert you to inaccuracies and discrepancies that could suggest credit fraud or identity theft.

How do we do this?

ID Guards monitors your credit reports for particular changes. Once a change of a particular type has been detected, we send you an immediate alert to let you know that we have found something that could have an impact on your credit score. In this way, you can review your credit reports immediately after these changes have occurred so that you can determine whether or not these changes are real of if there has been any unauthorized applications for credit opened up in your name or any other potential problems.

There are plenty of venues that will allow you to review your credit report - and some will even allow you to view your credit report for free... But no one allows you to review all three credit reports for the same pricing as ID Guards offers. Monitoring just one credit report is never enough - for complete protection, you need to monitor and stay on top of all three credit reports.

That's because not all credit companies report your activity to all three credit bureaus. Because of the differences in agency reporting behaviors, your three credit reports might contain a lot of the same information - but more often than not the details they contain vary greatly.

Credit Monitoring matters - but choosing the right credit monitoring service matters more. You can learn more about why credit monitoring matters here.