Why is knowing my credit report so important?

Reviewing your credit report and becoming familiar with the information contained therein will give you a better understanding of the decisions that creditors, lenders and employers are making about you. Knowing what your credit report says ahead of time will also afford you the time to amend, fix, or correct any inaccuracies or problems that might have appeared before applying for a new job or new line of credit - raising your chances of being approved.