Theoretically, each of the three major credit bureaus should have the same information about you. However, most times the information that they have about you is very different. The differences are most often caused because financial institutions, banks, and other companies with whom you do business only report your information to one bureau rather than all three.
Because of this, your credit score may be very different at one credit bureau than it is at another credit bureau. Because you don't know which credit bureau a company uses when running a credit check to make a decision about you, it's important to monitor and review your credit report from each of the three credit bureaus to ensure they are all accurate.
